Insurance Plans & Financials Strategies for Professionals

 

Protect Your Career and Your Family’s Financial Wellbeing

You spent years obtaining your degree, building your practice, and raising your family. Your ability to make money is an essential aspect of your life. How are you protecting your livelihood from the unforeseen? 

 

Safeguard your financial wellbeing with a customized protection plan from Our Commonwealth. Our financial plans are designed to allow you to live a worry-free life both today and in the future.

WE CAN HELP YOU WITH

Protecting your income

You’ve invested so much time in your career. Don’t let a sudden illness or disability set you back all those years. We can provide you the financial peace of mind you need so that you’re able to recover on your terms should anything happen to you.

Protecting personal and family finances

An injury to you can put your family at risk. As a professional, you have a certain lifestyle that you want to provide for your family. We can help you build a plan that gives your family the safety net it needs, transfers wealth to your children in a tax-efficient manner, and more.

Building tax-efficient retirement income

How are you planning for taxes in retirement? It’s important that you keep as much of your wealth as possible. We are specialists in the corporate asset transfer strategy, and we can help you identify innovative tax strategies for your retirement.

OUR PLANS

Life Insurance

Is the financial wellbeing of your family tied to your ability to work? Life insurance is designed to protect your family in the event of premature death. We have all the life insurance options you need, whether it’s term, permanent, or non-medical life insurance.

Critical Illness Insurance

A life-changing injury can occur at any time. Critical illness insurance is one of the most important coverages available for professionals. It allows you to maintain your lifestyle and keep your family stable during a difficult period. We have a variety of short and long-term plans that you can choose from.

Disability Insurance

You’ve invested so much time in your education, career, and the skills you’ve learned along the way. Disability insurance ensures that you still get paid should something prevent you from using those valuable skills. We can help you identify the best plans, and professionals who are part of an association may even be able to get a discount.

Corporate Asset Transfer Strategy

Your practice is a valuable asset that contains years of hard work and dedication. It’s not always easy for professionals to be tax-efficient when looking to retire. We can help you build, retire, and pass on your assets using tax-efficient strategies.

Why Choose Our Common Wealth?

Understanding the different types of life insurance, health benefits, and other insurance plans is important. Our team leverages the latest technology to get you the best rates possible—while still taking the time to provide you a personalized experience.

Education & Insight

Making conscious financial decisions starts with understanding what options are available to you. We break down your options and opportunities in simple terms, so you can feel confident and understand your pathway to success.

No Pressure

There’s no pressure when you work with our team. We love what we do, and we want to work with you to help you make the right decision. Working with Our Commonwealth is a relaxed experience where the focus is on your needs.

Independent

Offering you the best solutions means being independent of any bank or insurance company. We can provide you with a variety of competitively-priced products from different providers. It also means we represent your interests, not a financial institutions.

Relationship Focused

Your financial situation is unique and complex. You need a financial advisor that takes the time to get to know you, your specific needs, and your financial goals. We focus on building long-lasting relationships with each of our clients.

These guys take the time to go through everything, they have an educational approach. They didn’t rush me or use any pushy sales tactics. This is really empowering when it comes to making the right financial decisions

Jonathon Porter, IT Consultant


What I found that there was a lot more that I can do to optimize my finances. I liked the idea of having disability insurance because as a hairstylist, I rely a lot on my physical ability to make my income. Now I don’t worry as much because I know that I have a back up plan!

Having Lorenzo and Kevin working together on my finances makes it much easier for me to manage everything. It’s great to have professionals like these guys on your side. I can focus on my business knowing that things are taken care of

Aubrey Bonnah-Vink


I like dealing with Will and Lorenzo because I see that they really look out for the person as opposed to selling a product because it makes them a high commission. I’m personally happy with what we’ve done so I feel natural sharing with friends

James Durante, Director, Corporate Challenge Canada

“They were educational and informative. I felt empowered to make the right decision for myself because everything was explained well and at no point did I feel pushed or rushed. Lorenzo and Will are just great guys to deal with”

Kristopher Bertrand, Millwright

We’ve been wanting to get insured for a while now but we just haven’t gotten around to getting it done because of our busy schedules.. It was great that Will and Lorenzo we’re flexible and mobile and they came to our house, which made it so much easier for us especially with the kids.

 

I was also impressed with their knowledge and communication when it comes to products, and their service was great. I’ve already recommended these guys to my friends and will continue to do so in the future!

Michael & Michelle Villafuerte

I knew life insurance was important, I just didn’t feel the urge to get started until I met Lorenzo. I like how it not only gives me life insurance coverage, it helps me save a bunch of tax while investing for my retirement.

 

I’ve heard it from others before, but hearing it from Lorenzo helped me understand because he kept it in simple terms. I would’ve done it sooner if I would’ve known about it earlier! 

 

Phil Gurat

 

We Are Partnered With

Financial planning can’t wait?