Insurance Policies & Financial Strategies for Families

 

Safeguard Your Family’s Future

Planning ahead is the best way to protect your loved ones. Life is unpredictable, so you need to be prepared for whatever it throws at you. Ensuring your families wellbeing starts with understanding the risks and finding the right financial products to keep them safe.

 

With our help, you can identify an insurance plan that will keep their best interests at heart.

WE CAN HELP YOU WITH

Protecting your family and personal finances

Losing an income can hurt your family and put them in financial hardship. Life, disability, and critical illness insurance provide your family with the safety net they need during difficult times.

Building safe & tax-efficient wealth

How are you protecting your wealth? Our team helps you identify tax-efficient strategies that are focused on your long-term success. We specialize in building a safety net for your family, whether it’s for a rainy day, your kids, or your retirement.

Creating a legacy

You spend your whole life working and building your wealth. It’s important that you find tax-efficient strategies to pass that wealth to your kids. We can help you make sure there is money to cover taxes and fees, while maintaining the wealth you’ve worked so hard to build.

OUR PLANS

Life Insurance

How are you protecting your family from the unforeseen? Keep your family safe from the unpredictabilities of life. A life insurance policy is designed to provide a tax-free lump sum benefit on the death of the insured.

Critical Illness Insurance

A sudden accident can leave you severely injured and unable to work. Critical illness insurance provides your family with financial relief when you need it most, allowing you to take a break from work while you recover.

Disability Insurance

How would your family cope with a sudden injury or long-term disability? Disability insurance provides income replacement to the insured in the event they are unable to work and earn an income for an extended period of time

Mortgage Life Insurance

A mortgage is a significant investment in your family’s future. Don’t let a sudden injury put your home at risk. Personal mortgage insurance offers liability coverage in the event of death, critical illness, or disability—allowing your loved ones to feel safe in the comfort of their home.

The Million Dollar Baby Plan

Investing in your children’s future is an important decision all parents must make. Million dollar baby policies give you the financial flexibility to help them fund their education, purchasing a home, and other major milestones in their life.

Why Choose Our Common Wealth?

Education & Insight

Making conscious financial decisions starts with understanding what options are available to you. We break down your options and opportunities in simple terms, so you can feel confident and understand your pathway to success.

No Pressure

There’s no pressure when you work with our team. We love what we do, and we want to work with you to help you make the right decision. Working with Our Commonwealth is a relaxed experience where the focus is on your needs.

Independent

Offering you the best solutions means being independent of any bank or insurance company. We can offer you a variety of competitively-priced products from different providers. It also means we represent your interests, not any financial institutions.

Education & Insight

Making conscious financial decisions starts with understanding what options are available to you. We break down your options and opportunities in simple terms, so you can feel confident and understand your pathway to success.

What I found that there was a lot more that I can do to optimize my finances. I liked the idea of having disability insurance because as a hairstylist, I rely a lot on my physical ability to make my income. Now I don’t worry as much because I know that I have a back up plan!

Having Lorenzo and Kevin working together on my finances makes it much easier for me to manage everything. It’s great to have professionals like these guys on your side. I can focus on my business knowing that things are taken care of

Aubrey Bonnah-Vink


I like dealing with Will and Lorenzo because I see that they really look out for the person as opposed to selling a product because it makes them a high commission. I’m personally happy with what we’ve done so I feel natural sharing with friends

James Durante, Director, Corporate Challenge Canada


These guys take the time to go through everything, they have an educational approach. They didn’t rush me or use any pushy sales tactics. This is really empowering when it comes to making the right financial decisions

Jonathon Porter, IT Consultant

“They were educational and informative. I felt empowered to make the right decision for myself because everything was explained well and at no point did I feel pushed or rushed. Lorenzo and Will are just great guys to deal with”

Kristopher Bertrand, Millwright

We’ve been wanting to get insured for a while now but we just haven’t gotten around to getting it done because of our busy schedules.. It was great that Will and Lorenzo we’re flexible and mobile and they came to our house, which made it so much easier for us especially with the kids.

 

I was also impressed with their knowledge and communication when it comes to products, and their service was great. I’ve already recommended these guys to my friends and will continue to do so in the future!

Michael & Michelle Villafuerte

We’ve been wanting to get insured for a while now but we just haven’t gotten around to getting it done because of our busy schedules.. It was great that Will and Lorenzo we’re flexible and mobile and they came to our house, which made it so much easier for us especially with the kids.

 

I was also impressed with their knowledge and communication when it comes to products, and their service was great. I’ve already recommended these guys to my friends and will continue to do so in the future!

Michael & Michelle Villafuerte

We Are Partnered With

Financial planning can’t wait?