WE CAN HELP YOU WITH
Protecting personal and family finances
Protecting your business
There are many moving pieces when it comes to your business. Your company relies on all of the hardworking employees that have made it all possible. If something were to happen to you, one of your partners, or another key stakeholder—it can have a big impact on your business.
Building the perfect benefit plans for you and your employees
Ensuring the ongoing success of your business means having happy, loyal employees. Happy employees will promote your company for you. You want to retain great people that actually want to work for your company.
A tax-efficient retirement and estate
Building a tax-efficient retirement and estate
Life insurance is an important financial tool when you have a business. This multipurpose tool helps you protect your business, key employees, and your family’s finances. Whether it’s for personal or business use, we can help you structure a life insurance policy that fits your needs.
Critical Illness Insurance
Critical illnesses are unpredictable. Don’t risk leaving your business and personal finances in ruin. A customized critical illness insurance policy can help you cover business, personal, and medical expenses—that way, operations will continue while you focus on recovering.
Does your financial success rely on your ability to work? You need disability insurance. You can also use it to protect the best people in your company (including yourself). We can help you structure a disability insurance plan that makes sense for your current business structure.
Early financial planning can result in a lifetime of success for your business. One of the fundamental planning tools you have is a buy/sell agreement with you and your partners. If you have partners in your business, you want to make sure your business continues and stays in the right hands during a death, critical illness, or disability with a structured buy/sell agreement that ensures payouts are structured properly.
Corporate Asset Transfer
How are you protecting your corporate assets? You need a comprehensive corporate asset transfer strategy to ensure that you hold onto as much of your wealth as possible. We can help you build a plan that’s tax-efficient and fits your business’s goals.
Your employees play an important role in the success of your business. Reward their hard work by providing them with reliable insurance that covers their medical expenses. We can help you compare and find the best plans that cater to the goals of your business.
Why Choose Our Common Wealth?
Understanding the different types of life insurance, health benefits, and other insurance plans is important. Our team leverages the latest technology to get you the best rates possible—while still taking the time to provide you a personalized experience.
Education & Insight
There’s no pressure when you work with our team. We love what we do, and we want to work with you to help you make the right decision. Working with Our Commonwealth is a relaxed experience where the focus is on your needs.
I knew life insurance was important, I just didn’t feel the urge to get started until I met Lorenzo. I like how it not only gives me life insurance coverage, it helps me save a bunch of tax while investing for my retirement.
I’ve heard it from others before, but hearing it from Lorenzo helped me understand because he kept it in simple terms. I would’ve done it sooner if I would’ve known about it earlier!
What I found that there was a lot more that I can do to optimize my finances. I liked the idea of having disability insurance because as a hairstylist, I rely a lot on my physical ability to make my income. Now I don’t worry as much because I know that I have a back up plan!
Having Lorenzo and Kevin working together on my finances makes it much easier for me to manage everything. It’s great to have professionals like these guys on your side. I can focus on my business knowing that things are taken care of
I like dealing with Will and Lorenzo because I see that they really look out for the person as opposed to selling a product because it makes them a high commission. I’m personally happy with what we’ve done so I feel natural sharing with friends
James Durante, Director, Corporate Challenge Canada
These guys take the time to go through everything, they have an educational approach. They didn’t rush me or use any pushy sales tactics. This is really empowering when it comes to making the right financial decisions
Jonathon Porter, IT Consultant
“They were educational and informative. I felt empowered to make the right decision for myself because everything was explained well and at no point did I feel pushed or rushed. Lorenzo and Will are just great guys to deal with”
Kristopher Bertrand, Millwright
We’ve been wanting to get insured for a while now but we just haven’t gotten around to getting it done because of our busy schedules.. It was great that Will and Lorenzo we’re flexible and mobile and they came to our house, which made it so much easier for us especially with the kids.
I was also impressed with their knowledge and communication when it comes to products, and their service was great. I’ve already recommended these guys to my friends and will continue to do so in the future!
Michael & Michelle Villafuerte