Our Commonwealth Advisory Group

Helping you safeguard
what’s most important
to you.


Your Vancouver-based Client-Driven Financial Advisory Group

Sound financial planning involves understanding what options are available to you. Whether you need financial planning services, life insurance quotes, or something else—the Our Commonwealth team will walk you through all of your options.

We are a team of passionate financial professionals based out of Vancouver, BC. For nearly a decade, we’ve been specializing in helping families, professionals, and business owners build tailored insurance and financial plans.

As an independent financial firm, we work for our clients and not for any bank or insurance company.
Everyone deserves access to insightful financial advice, education, and solutions—and that’s something we firmly believe in.

This is our passion, and it’s why we do what we do.

Why Choose Our Common Wealth?

Understanding the different types of life insurance, health benefits, and other insurance plans is important. Our team leverages the latest technology to get you the best rates possible—while still taking the time to provide you a personalized experience.

Education & Insight

Making conscious financial decisions starts with understanding what options are available to you. We break down your options and opportunities in simple terms, so you can feel confident and understand your pathway to success.

No Pressure

There’s no pressure when you work with our team. We love what we do, and we want to work with you to help you make the right decision. Working with Our Commonwealth is a relaxed experience where the focus is on your needs.


Offering you the best solutions means being independent of any bank or insurance company. We can provide you with a variety of competitively-priced products from different providers. It also means we represent your interests, not a financial institutions.

Relationship Focused

Your financial situation is unique and complex. You need a financial advisor that takes the time to get to know you, your specific needs, and your financial goals. We focus on building long-lasting relationships with each of our clients.

Start protecting what’s most important to you.

See how Our Commonwealth can help

Our Services

Life insurance

Life insurance provides a sense of security by making sure your family is taken care of should something happen to you. We have all the options available, including term, permanent, and even non-medical life insurance to keep your family protected.

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Critical Illness Insurance

A serious illness such as a heart attack, cancer, or stroke can have a major financial impact on you, your family, and even your business. Critical illness insurance provides a lump sum benefit to make sure you have all you need to focus on recovering instead of how you’ll pay your bills.

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Disability Insurance

Your ability to generate income is your greatest asset. An illness or injury shouldn’t have to affect your ability to take care of your family and cover the bills. Disability insurance replaces a portion of your monthly income, allowing you to return to work when you’re able to and not because you need to. 

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Mortgage Insurance

Having a mortgage is one of the biggest financial responsibilities you can take on. Mortgage insurance ensures that your mortgage is paid off should anything happen to you—so you don’t end up leaving your family responsible for your debt.

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Buy/Sell Insurance

It takes a lot of planning to keep your business running smoothly. A premature death, critical illness, or disability of a shareholder can be catastrophic to your business. A properly funded buy/sell agreement with the right insurance ensures that there is a proper payout to make sure the business continues, and ownership stays in the right hands.

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Group Benefits

Million dollar baby policies are a stable and tax-efficient way to build savings for your kids and help them pay for major life expenses such as education, purchasing a car, home, or even setting up a business. In addition, it also makes sure that they have lifelong protection. The MDB plan is one of the top ways to provide a bright financial future for your kids.

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Corporate Asset transfer

Having a mortgage is one of the biggest financial responsibilities you can take on. Mortgage insurance ensures that your mortgage is paid off should anything happen to you—so you don’t end up leaving your family responsible for your debt.

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Our Clients

Every client is unique, and different situations call for different solutions. Whether you’re raising a family, growing your business, or practice—we work to understand your needs and offer the best solutions for you.

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Insurance & Investments

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Business Owners

Insurance & Investments


Insurance & Investments



It all starts with an in-person meeting or connecting over the phone. We get to know you, your specific needs, and your goals. We highlight any opportunities and anything else you need to be aware of.


We analyze your situation, crunch some numbers, and present you with the top solutions that best suit your needs. Your advisor will break things down and take the time to guarantee that you understand everything.


We make sure that you have all the options and comparisons to make the right decision. Your advisor is always available to answer any questions you might have. You can take as long as you need, there’s no pressure.


Once you’ve chosen the right plan for you, we will guide you through the application process and help you get everything set up. You don’t have to worry about anything, we will handle all the legwork for you.

Ongoing Advice & Service

Our service extends far beyond putting the initial plan in place. Your insurance and investments are available online 24/7. You can chat with us any time, ask questions, voice concerns, and make changes to your plan.


We love helping clients be able to do what they want to do – from protecting their family to developing a long term financial plan. We focus on the big picture to make sure you have the right investment and insurance solutions for you.

Lorenzo Lernabe

Director & financial security advisor

William Ybanez

Business Coordinator

Myra Tagarino

Financial Security Advisor

Chris Asuncion

Financial Security Advisor

Milly Yee

Financial Security Advisor

Todd Mukai

Partner & Business Coordinator

Nico Felipe

Financial Security Advisor, CFP

Siegfried Wong

Business Development Partner

What I found that there was a lot more that I can do to optimize my finances. I liked the idea of having disability insurance because as a hairstylist, I rely a lot on my physical ability to make my income. Now I don’t worry as much because I know that I have a back up plan!

Having Lorenzo and Kevin working together on my finances makes it much easier for me to manage everything. It’s great to have professionals like these guys on your side. I can focus on my business knowing that things are taken care of

Aubrey Bonnah-Vink

I like dealing with Will and Lorenzo because I see that they really look out for the person as opposed to selling a product because it makes them a high commission. I’m personally happy with what we’ve done so I feel natural sharing with friends

James Durante, Director, Corporate Challenge Canada

These guys take the time to go through everything, they have an educational approach. They didn’t rush me or use any pushy sales tactics. This is really empowering when it comes to making the right financial decisions

Jonathon Porter, IT Consultant

“They were educational and informative. I felt empowered to make the right decision for myself because everything was explained well and at no point did I feel pushed or rushed. Lorenzo and Will are just great guys to deal with”

Kristopher Bertrand, Millwright

We’ve been wanting to get insured for a while now but we just haven’t gotten around to getting it done because of our busy schedules.. It was great that Will and Lorenzo we’re flexible and mobile and they came to our house, which made it so much easier for us especially with the kids.


I was also impressed with their knowledge and communication when it comes to products, and their service was great. I’ve already recommended these guys to my friends and will continue to do so in the future!

Michael & Michelle Villafuerte

I knew life insurance was important, I just didn’t feel the urge to get started until I met Lorenzo. I like how it not only gives me life insurance coverage, it helps me save a bunch of tax while investing for my retirement.


I’ve heard it from others before, but hearing it from Lorenzo helped me understand because he kept it in simple terms. I would’ve done it sooner if I would’ve known about it earlier! 

Phil Gurat

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Ready To Build A Plan?