Our Commonwealth Advisory Group
Helping you safeguard
what’s most important
to you.
Your Vancouver-based Client-Driven Financial Advisory Group
We are a team of passionate financial professionals based out of Vancouver, BC. For nearly a decade, we’ve been specializing in helping families, professionals, and business owners build tailored insurance and financial plans.
As an independent financial firm, we work for our clients and not for any bank or insurance company.
Everyone deserves access to insightful financial advice, education, and solutions—and that’s something we firmly believe in.
This is our passion, and it’s why we do what we do.
Why Choose Our Common Wealth?
Understanding the different types of life insurance, health benefits, and other insurance plans is important. Our team leverages the latest technology to get you the best rates possible—while still taking the time to provide you a personalized experience.
Education & Insight
No Pressure
There’s no pressure when you work with our team. We love what we do, and we want to work with you to help you make the right decision. Working with Our Commonwealth is a relaxed experience where the focus is on your needs.
Independent
Relationship Focused
Start protecting what’s most important to you.
See how Our Commonwealth can help
Our Services
Life insurance
Life insurance provides a sense of security by making sure your family is taken care of should something happen to you. We have all the options available, including term, permanent, and even non-medical life insurance to keep your family protected.
Critical Illness Insurance
A serious illness such as a heart attack, cancer, or stroke can have a major financial impact on you, your family, and even your business. Critical illness insurance provides a lump sum benefit to make sure you have all you need to focus on recovering instead of how you’ll pay your bills.
Disability Insurance
Your ability to generate income is your greatest asset. An illness or injury shouldn’t have to affect your ability to take care of your family and cover the bills. Disability insurance replaces a portion of your monthly income, allowing you to return to work when you’re able to and not because you need to.
Mortgage Insurance
Having a mortgage is one of the biggest financial responsibilities you can take on. Mortgage insurance ensures that your mortgage is paid off should anything happen to you—so you don’t end up leaving your family responsible for your debt.
Buy/Sell Insurance
It takes a lot of planning to keep your business running smoothly. A premature death, critical illness, or disability of a shareholder can be catastrophic to your business. A properly funded buy/sell agreement with the right insurance ensures that there is a proper payout to make sure the business continues, and ownership stays in the right hands.
Group Benefits
Million dollar baby policies are a stable and tax-efficient way to build savings for your kids and help them pay for major life expenses such as education, purchasing a car, home, or even setting up a business. In addition, it also makes sure that they have lifelong protection. The MDB plan is one of the top ways to provide a bright financial future for your kids.
Corporate Asset transfer
Having a mortgage is one of the biggest financial responsibilities you can take on. Mortgage insurance ensures that your mortgage is paid off should anything happen to you—so you don’t end up leaving your family responsible for your debt.
Our Clients
Every client is unique, and different situations call for different solutions. Whether you’re raising a family, growing your business, or practice—we work to understand your needs and offer the best solutions for you.
Families
Business Owners
Professionals
OUR PROCESS
Introduction
It all starts with an in-person meeting or connecting over the phone. We get to know you, your specific needs, and your goals. We highlight any opportunities and anything else you need to be aware of.
Insight
We analyze your situation, crunch some numbers, and present you with the top solutions that best suit your needs. Your advisor will break things down and take the time to guarantee that you understand everything.
Comparison
We make sure that you have all the options and comparisons to make the right decision. Your advisor is always available to answer any questions you might have. You can take as long as you need, there’s no pressure.
Implementation
Once you’ve chosen the right plan for you, we will guide you through the application process and help you get everything set up. You don’t have to worry about anything, we will handle all the legwork for you.
Ongoing Advice & Service
Our service extends far beyond putting the initial plan in place. Your insurance and investments are available online 24/7. You can chat with us any time, ask questions, voice concerns, and make changes to your plan.
WE ARE HERE TO HELP
We love helping clients be able to do what they want to do – from protecting their family to developing a long term financial plan. We focus on the big picture to make sure you have the right investment and insurance solutions for you.
Lorenzo Lernabe
Director & financial security advisor
William Ybanez
Business Coordinator
Myra Tagarino
Financial Security Advisor
Chris Asuncion
Financial Security Advisor
Milly Yee
Financial Security Advisor
Todd Mukai
Partner & Business Coordinator
Nico Felipe
Financial Security Advisor, CFP
Siegfried Wong
Business Development Partner
What I found that there was a lot more that I can do to optimize my finances. I liked the idea of having disability insurance because as a hairstylist, I rely a lot on my physical ability to make my income. Now I don’t worry as much because I know that I have a back up plan!
Having Lorenzo and Kevin working together on my finances makes it much easier for me to manage everything. It’s great to have professionals like these guys on your side. I can focus on my business knowing that things are taken care of
Aubrey Bonnah-Vink
I like dealing with Will and Lorenzo because I see that they really look out for the person as opposed to selling a product because it makes them a high commission. I’m personally happy with what we’ve done so I feel natural sharing with friends
James Durante, Director, Corporate Challenge Canada
These guys take the time to go through everything, they have an educational approach. They didn’t rush me or use any pushy sales tactics. This is really empowering when it comes to making the right financial decisions
Jonathon Porter, IT Consultant
We Are Partnered With
